Questions buyers and sellers ask us

No. The distress is the seller's situation, not the building's condition. In most cases the flat is ordinary, occupied and perfectly well kept — the owner simply needs to sell by a certain date and will accept less for the certainty of closing quickly.

In the Mumbai region, between eight and eighteen percent below the genuine registered rate for that building is the honest range. Anyone promising you forty percent below market is describing a property with a problem, or a price that was never real.

No, and the difference matters. In a distress sale you buy from the owner — you can inspect the flat, negotiate and complete normal due diligence. In a bank auction the lender sells under the SARFAESI Act, usually without internal inspection, with a large deposit up front and the risk of an occupant who has not left. We handle bank auctions privately for registered buyers: matching notices sent one to one, the notice read and the dates checked, and we go to the inspection with you. Tell us what you are looking for.

Because publishing a distressed seller's price publicly costs them money and privacy, and it costs you the negotiation. Prices, seller details and the exact address come on a call, once we know what you are looking for. It is also why our sellers bring us properties that never reach a portal.

Browsing is free and unlimited. Registering is free too, takes a minute, and opens the size, floor, age and neighbourhood map on your first five properties. After that there is a package if you want to keep going — or you can simply call us and we will do the looking for you.

No. We do not sell, rent or pass on buyer or seller contact details to anyone. You will hear from our team and nobody else. If you asked for new-property alerts, you can stop them any time by telling us.

Your name, your phone number, what you owe and to which lender are stored for our team only and are technically incapable of appearing on the public website. The asking price is shown to buyers who have registered with us and opened your listing — one buyer, one property at a time, never to an anonymous visitor and never to a search engine. A passer-by sees the locality, the size, the photographs, how far under the market the price sits, and our office number.

Mumbai city, the Mumbai suburbs, Navi Mumbai and Thane, including Mira Road, Bhayandar, Dombivli, Kalyan and Panvel. We take on properties elsewhere in Maharashtra case by case — call and ask.

There is no fee to browse, register or enquire. The optional packages simply let a registered buyer open more properties. Our transaction fee is agreed separately and only when a deal actually closes.

Four to eight weeks is normal for a cash purchase with clean papers. With a home loan, expect eight to twelve. Where there is an existing mortgage to clear, the lender's foreclosure process is usually the longest single step — which is why we start that conversation early rather than after an agreement is signed.